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Fair Capital, Your Top-Rated Debt Collection Agency

Our goal is always — 
to treat your bottom line as if it were our own.
Maximum Results with a Positive Approach

When it comes to delivering transformative results,

Fair Capital goes the extra mile.

24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Credit reporting
E&O insured
HIPAA compliant
No money, no fee
NYSCA member
Recovery scoring

Reports and updates (Customizable)
Respectful collection approach
Top skip tracing technology
QuickBooks integration
No Recovery = No Fee!
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2022  best debt collection agency
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Proven Track Record: A proven track record frames Fair Capital’s expertise. Our skilled professionals are trained to collect consumer, commercial and healthcare debt respectfully yet efficiently. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws.

Strategic Collection Flow: We collect past due receivables that others haven’t managed to collect. Our collection agency will deploy a strategically calculated collection flow designed to generate maximum results, so you can reclaim the revenue that’s rightfully yours.

We report to the major credit bureaus.

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Maximizing Debt Recovery

Maximizing Debt Recovery While Maintaining Your Brand's Integrity

We strive to resolve unpaid debts respectfully and amicably. However, if a softer approach doesn't prove fruitful, our strategic debt collection approach is to escalate our tactics in a measured and professional manner. 

Our primary collection method starts with a gentle collection phase, then gradually increases in assertiveness before escalating to our elite collection unit, consisting of highly skilled debt collectors. Their tone and strategies will persistently intensify to ensure your debtor's payment is obtained.

Our Web-Based Portal

Real-Time Updates and Easy Account Management

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

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Transfer accounts easily


24/7 Secure access


Easily monitor all your accounts

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Debt Collection Mastery

Achieving Peak Collection Performance

Our agency and workflow are structured to pay attention to each account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested in acquiring the best-in-class hardware, software, and experienced personnel to provide state-of-the-art collection services. Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

Brands We've Helped