Debt Collection Agency for Financial Institutions

  • Maximum Results
  • Positive and Professional Approach
  • Industry-Dedicated Collection Team
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Maximum Results With a Positive Approach

24/7 Online portal access

ACA international member

BBB A+ Rating

Contingency Basis

Compliant, licensed & bonded

Credit reporting

Dedicated and adjustable to your specific needs

E&O insured

High-performing collection strategy

HIPAA compliant
NYSCA member
Recovery Scoring
Reports and updates (Customizable)

Respectful collection approach

Top skip tracing technology


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At Fair Capital, we utilize state-of-the-art skip tracing technology, allowing our professional skip tracers to locate people, assets and businesses, and verify identities as necessary. 

Credit reporting
credit reporting

As a qualified data furnisher, we utilize our ability to report debtors to the major credit reporting agencies/credit bureaus.


ACA International debt collection agency

Our membership with the ACA International, signifies our devotion to the collector’s pledge and our commitment, of treating consumers with dignity and respect.

ACA International debt collection agency
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Only pay for results; If we don’t collect, you don’t pay.

Maximize the revenue returned to you.
Fair Capital is a full-service debt collection agency, with a mission to retrieve outstanding receivables, in a professional and ethical manner. 

Fair Capital's expertise in the Financial Institutions Industry is framed by a proven track record. Our skilled professionals are trained to handle debtors in a respectful yet efficient manner. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.


Transfer accounts easily


24/7 Secure access


Monitor all your accounts in one place

debt collection

Striving to be the Gold Standard

Our agency and workflow are structured in a way that we pay attention to each and every account, to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested to acquire the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Trusted By

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Don't just take our word for it


Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

Thinking of hiring a debt collection agency for your financial Institution, but not sure where to start? We can help!


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