Maximum Results with a Positive Approach
Navigating the intricate world of medical debt collection can be challenging. Fair Capital is here to change that. As a full-service medical debt collection agency, we are committed to offering tailored solutions that ensure your outstanding receivables are recovered in a professional, ethical manner.
At Fair Capital, we understand that every dollar counts when running a medical practice or healthcare institution. Our goal is to alleviate the stress of unpaid accounts, freeing you to focus on what you do best - providing excellent patient care.

Fair Capital - Your Partner in Medical Debt Recovery
We're not just a debt collection agency; we are your partners, dedicated to protecting your financial health while upholding your reputation. Our team of experts works around the clock, using innovative strategies and a respectful approach to recover what's rightfully yours.
Choose Fair Capital and experience the difference of a debt collection agency that truly cares about your success. Let us help you turn your financial challenges into opportunities for growth. Together, we can ensure your healthcare institution thrives in an ever-changing economic landscape.
Why Fair Capital
Proven Track Record: A proven track record frames Fair Capital’s expertise in the Healthcare Industry. Our skilled professionals are trained to collect a variety of debt types, including Co-payments, Deductibles, co-insurance, Non-covered services, or any other Out-of-pocket fees, in a respectful yet efficient manner.
With a medical debt collection agency like Fair Capital at your side, you can expect maximum results while adhering to all regulations that come with healthcare debt collections.
Strategic Collection Flow: We collect past-due receivables that others haven’t managed to collect. Our collection agency will deploy a strategically calculated collection flow designed to generate maximum results, so you can reclaim the revenue that’s rightfully yours.
24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Credit reporting
E&O insured
HIPAA compliant
No money, no fee
NYSCA member
Recovery scoring
Reports and updates (Customizable)
Respectful collection approach
Top skip tracing technology









Our Approach to Patient Relations
Fair Capital takes great pride in our professional collectors who handle debtors with utmost respect and consideration. With each account we handle, we recognize that we are representing our clients directly. As an agency, we are known in the collection industry for our unwavering commitment to ethical practices, never resorting to aggressive collection tactics to resolve delinquent accounts.
Our philosophy goes beyond mere moral principles; it is ingrained in our company vision. This unwavering dedication to maintaining positive patient relationships is the driving force behind Fair Capital's exceptional results—setting us apart from others in the industry.
HIPAA Compliance
At Fair Capital, we place utmost importance on safeguarding patient information and maintaining the privacy of medical histories. In line with this commitment, our collectors undergo continuous training to ensure they remain up-to-date and adhere to the highest standards of compliance with HIPAA security, privacy, and data transmission requirements. Additionally, our collection agency places significant emphasis on educating our team about federal and state laws as part of our ongoing learning initiatives.