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Fair Capital, Your Top-Rated Debt Collection Agency

Our goal is always — 
to treat your bottom line as if it were our own.
Maximum Results with a Positive Approach

Why you’ll love Fair Capital:

24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Credit reporting
E&O insured
HIPAA compliant
No money, no fee
NYSCA member
Recovery scoring

Reports and updates (Customizable)
Respectful collection approach
Top skip tracing technology
QuickBooks integration
No Recovery = No Fee!
Get Your Free Quote 
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Proven Track Record: A proven track record frames Fair Capital’s expertise. Our skilled professionals are trained to collect consumer, commercial and healthcare debt respectfully yet efficiently. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws.

Strategic Collection Flow: We collect past due receivables that others haven’t managed to collect. Our collection agency will deploy a strategically calculated collection flow designed to generate maximum results, so you can reclaim the revenue that’s rightfully yours.

We report to the major credit bureaus.

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Commercial Credit Reporting Agency Moody
Dun & Bradstreet
best debt collection strategy

The Fair Strategy For Maximum Results

At Fair Capital, we provide a harmonious blend of respectful conduct and effective debt recovery. Our journey begins with Soft Collections, diplomatically engaging with debtors, offering support, and fostering resolution. But when soft dialogue isn't enough, we escalate into Standard and Intensive Collections, utilizing more aggressive collection strategies in order to recover your debts.

Legal Collections (Optional)

When a debtor refuses to cooperate, our in-house or affiliate debt collection lawyers are ready to assist. Legal action may be recommended, such as filing a lawsuit to obtain a judgment and enforce it. We always consult our clients before initiating legal proceedings. Additional fees may apply.

Our Web-Based Portal

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

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Transfer accounts easily


24/7 Secure access

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Easily monitor all your accounts

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Debt Collection Mastery

Our agency and workflow are structured to pay attention to each account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested in acquiring the best-in-class hardware, software, and experienced personnel to provide state-of-the-art collection services. Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

Brands We've Helped

What our clients say

Really a great service and the team is highly communicate, professional and most important, very effective!


Tom Logan, CEO-Cohley 

best debt collector

Thinking of hiring a debt collection agency but not sure where to start?

We can help!


Get a quick, Personalized Quote Today. 

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