Our goal is always — 
to treat your bottom line as if it were our own.
Maximum Results With a Positive Approach

When it comes to delivering transformative results,

Fair Capital goes the extra mile.

24/7 Online portal access
ACA international member
BBB A+ Rating
Compliant, licensed & bonded
Credit reporting
E&O insured
HIPAA compliant
No money, no fee
NYSCA member
Recovery scoring

Reports and updates (Customizable)
Respectful collection approach
Top skip tracing technology 

No Recovery = No Fee!
Get Your Free Quote 
Roughly how many accounts are you looking to collect from?

We collect past due receivables that others haven’t managed to collect. Our debt collection agency will deploy a strategically calculated collection flow designed to generate maximum results, so you can reclaim the revenue that’s rightfully yours.

ACA International debt collection agency
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Only pay for results; If we don’t collect, you don’t pay. 

Maximize the revenue returned to your business. Fair Capital is a full-service debt collection agency with a mission to retrieve outstanding receivables professionally and ethically.
A proven track record frames Fair Capital’s expertise. Our skilled professionals are trained to collect consumer, commercial and healthcare debt respectfully yet efficiently. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws and regulations.
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Skip-tracing is the process of tracking down individuals and locating debtors whose contact information is no longer accurate or unknown.

At Fair Capital, we utilize state-of-the-art skip tracing technology, allowing our professional skip tracers to locate people, assets and businesses, and verify identities as necessary. 

Credit reporting
credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus. In general, a debt or delinquent account will negatively affect a debtor’s credit score for up to seven years. As a result, debtors will often agree to a payment arrangement to avoid credit-score damage.

ACA International debt collection agency

Fair Capital is a proud ACA International member in good standing.
The ACA International Is the largest debt collection association that ensures its members perform professionally and ethically. The ACA International demands that debtors should be treated with dignity and respect.

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts, generate custom reports, view payment activity and more — any time, day or night.


Transfer accounts easily


24/7 Secure access


Monitor all your accounts in one place


Striving to be the Gold Standard

Our agency and workflow are structured to pay attention to each account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested in acquiring the best in class hardware, software, and experienced personnel to provide state-of-the-art collection services. Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Trusted By

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What our clients say

Really a great service and the team is highly communicate, professional and most important, very effective!


Tom Logan, CEO-Cohley 

Thinking of hiring a debt collection agency but not sure where to start?

We can help!


Get a quick, Personalized Quote Today. 

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