Your New York Debt Collection Expert
Fair Capital is a leading debt collection agency in the state of New York, licensed to collect debt in NYC. We are proud of our history to achieve maximum results In a positive and professional manner. Our skilled professionals are greatly trained and experienced to obey Federal and New York State collection laws.
Fair Capital is a member of the NYSCA the (New York State Collection Association)
We Make Working With A Debt Collection Agency Less Complicated
24/7 Online portal access
ACA international member
BBB A+ Rating
Compliant, licensed & bonded
Contingency Basis (No Collection-No Fees)
Respectful collection approach
Reports and updates (Customizable)
Top skip tracing technology
Fair Capital is a proud ACA International member in good standing.
As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.
Only pay for results; If we don’t collect, you don’t pay.
All states, including New York have time limits on collecting unpaid debt. These time limits are called statutes of limitations and often vary by the type of account or contract. For instance, the statute of limitations in New York to file a lawsuit on outstanding debt is generally 6 years (Civil Practice Law & Rules, 2-213), action on medical debt must be commenced within 3 years of treatment. It is therefore crucial to hire a NY debt collection agency as early as possible.
Note: the New York debt collection statute of limitation provided herein is a rough guide and is for general information purposes only, and is not intended to constitute legal or other professional advice.
Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place
Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.
Striving to be the Gold Standard
Our agency and workflow are structured in a way that we pay attention to each and every account, to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.
Fair Capital has invested to acquire the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.
Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection; while making sure to obey federal and state law.
We are always ready to provide the professionalism that you demand.
Leading the way with results
When you choose Fair Capital, you choose a collection agency that will handle everything for you.
Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.
To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.
We are proud to be trusted by global leaders
Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.
Kevin Brown, CEO-Hudson Barter Exchange