Your New York Debt Collection Expert
You can rely on Fair Capital as your number one choice when it comes to hiring a New York debt collection agency. We are a leading licensed NY debt collection agency with an A+ rating from the Better Business Bureau (licensed to collect debts in NYC).
Our business thrives on achieving maximum results positively and professionally. Our professionals are trained and experienced in obeying all New York State and Federal laws.
We Make Working With A Debt Collection Agency Less Complicated
24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Contingency Basis (No Collection-No Fees)
Respectful collection approach
Reports and updates (Customizable)
Top skip tracing technology
Fair Capital is a proud ACA International member in good standing.
As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.
Only pay for results; If we don’t collect, you don’t pay.
All states, including New York have time limits on collecting unpaid debt. These time limits are called statutes of limitations and often vary by the type of account or contract. For instance, the statute of limitations in New York to file a lawsuit on outstanding debt is generally 6 years (Civil Practice Law & Rules, 2-213), action on medical debt must be commenced within 3 years of treatment. It is therefore crucial to hire a NY debt collection agency as early as possible.
Note: the New York debt collection statute of limitation provided herein is a rough guide and is for general information purposes only, and is not intended to constitute legal or other professional advice.
Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place
Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.
A standard of excellence
Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.
Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.
Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.
We are always ready to provide the professionalism that you demand.
Leading the way with results
When you choose Fair Capital, you choose a collection agency that will handle everything for you.
Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.
To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.
Brands We've Helped
Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.
Kevin Brown, CEO-Hudson Barter Exchange