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The #1 licensed debt collection agency in Texas

Maximum Results with a Positive Approach
Positive and Professional Approach
Contingency Basis
(No Collection-No Fees)
Maximum Results

24/7 Online portal access

ACA International member

BBB A+ Rating

Compliant, licensed & bonded

Contingency Basis (No Collection-No Fees)

Credit reporting

E&O insured

HIPAA compliant

Respectful collection approach
Reports and updates (Customizable)

Top skip tracing technology

QuickBooks integration

No Recovery = No Fee!
Get Your Free Quote 
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How many accounts need collecting right now (approximately)?

We deliver maximum debt collection results in Texas and beyond.

With our proven track record and expertise, you can trust that we will handle your debt collection matters with the utmost professionalism and efficiency. We understand the importance of timely debt recovery, and we will work diligently to ensure that your business is able to get the results it deserves.

Our commitment to adhering to both Federal and Texas state laws means that you can have peace of mind knowing that your debt collection efforts are being handled in a legal and ethical manner.

Whether you are dealing with a small amount of overdue accounts or a large portfolio, Fair Capital is here to help. Contact us today to learn more about how our Texas debt collection services can help your business recover the funds it is owed.

Associate

ACA International debt collection agency

Fair Capital is a proud ACA International member in good standing.

Credit reporting

credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.

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We utilize state-of-the-art skip tracing technology, allowing us to locate people, assets and businesses, and verify identities as necessary. 

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Don't wait any longer; take action now

Our experience as a Texas debt collection agency is backed by a proven track record. Our skilled professionals are trained and experienced to collect debt in the state of Texas in a respectful yet efficient manner. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to all Federal and Texas laws.

We report to the major credit bureaus.

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Commercial Credit Reporting Agency Moody's
debt collection

A standard of excellence

Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.


Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

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Transfer accounts easily
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24/7 Secure access
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Monitor all accounts in one place

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

Brands We've Helped

Need a Texas debt collection agency but not sure where to start? Contact us today!

855-505-5669

Kevin Brown, CEO-Hudson Barter Exchange.jfif

Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

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