top of page

Vermont Debt Collection Agency

Maximum Results with a Positive Approach
Positive and Professional Approach
Contingency Basis
(No Collection-No Fees)
Maximum Results

24/7 Online portal access

ACA International member

BBB A+ Rating

Compliant, licensed & bonded

Contingency Basis (No Collection-No Fees)

Credit reporting

E&O insured

HIPAA compliant

Respectful collection approach
Reports and updates (Customizable)

Top skip tracing technology

QuickBooks integration

No Recovery = No Fee!
Get Your Free Quote 
No Recovery = No Fee!.png
How many accounts need collecting right now (approximately)?

The premier debt collection agency in Vermont and beyond.

At Fair Capital, our reputation as a Vermont debt collection agency is built on our demonstrated success. Our team of skilled professionals have been trained and possess the necessary experience to collect debt in accordance with Vermont state laws, all while maintaining a professional and respectful demeanor. By choosing Fair Capital as your debt collection partner, your business can expect optimal results, as we strictly adhere to both Federal and Vermont regulations. Trust in our proven track record and expertise to manage your debt collection needs with the utmost professionalism and efficiency.


ACA International debt collection agency

Fair Capital is a proud ACA International member in good standing.

Credit reporting

credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.

skip tracing -.jpg

We utilize state-of-the-art skip tracing technology, allowing us to locate people, assets and businesses, and verify identities as necessary. 

Untitled design (2).jpg
Don't wait any longer; take action now

The laws of all states, including Vermont, establish a finite window of opportunity for creditors to initiate legal action to recover unpaid debt through the imposition of statutes of limitations. These time frames vary based on the type of contract involved, such as a Written Contract having a statute of limitations of 6 years, Oral Contracts also carrying a 6-year limit, and Open Contracts having a 3-year limit in Vermont. Given these considerations, it is imperative for creditors to enlist the services of a Vermont debt collection agency in a timely manner.

By engaging the services of a reputable Vermont debt collection agency at the earliest opportunity, creditors can ensure that all available avenues for debt recovery are explored and pursued. A skilled debt collection agency can work to negotiate with debtors, send demand letters, and employ other means of collecting the debt before resorting to legal action. This proactive approach increases the chances of a successful debt recovery outcome while also preserving the legal right to file a lawsuit within the prescribed time frame.

Note: the Vermont debt collection statute of limitation provided herein is a rough guide and is for general information purposes only, and is not intended to constitute legal or other professional advice.

We report to the major credit bureaus.

Equifax logo.png
Commercial Credit Reporting Agency Moody's
debt collection

A standard of excellence

Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

Brands We've Helped

Looking for a Vermont debt collection agency, but not sure where to begin? Count on us!


Kevin Brown, CEO-Hudson Barter Exchange.jfif

Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

bottom of page