Virginia Debt Collection Agency
Maximum Results with a Positive Approach
Positive and Professional Approach
(No Collection-No Fees)
24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Contingency Basis (No Collection-No Fees)
Respectful collection approach
Reports and updates (Customizable)
Top skip tracing technology
A better method to serve the state of Virginia
Fair Capital's experience as a Virginia debt collection agency is framed by a proven track record. Our skilled professionals are trained and experienced to collect debt in the state of Virginia in a respectful yet efficient manner. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal and Virginia laws
Fair Capital is a proud ACA International member in good standing.
As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.
Don't wait any longer; take action now
All states, including Virginia, have time limits on collecting unpaid debt. These time limits are called statutes of limitations and often vary by the type of account or contract. For instance, In Virginia, a collector has a statute of limitations of 3 years from the date of last payment or last charge for goods or services rendered on the account to file suit against a consumer. If a debt is based on a written contract the statute of limitation period is 5 years.
Note: the Virginia debt collection statute of limitation provided herein is a rough guide and is for general information purposes only, and is not intended to constitute legal or other professional advice.
We report to the major credit bureaus.
A standard of excellence
Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.
Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.
Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.
We are always ready to provide the professionalism that you demand.
Leading the way with results
When you choose Fair Capital, you choose a collection agency that will handle everything for you.
Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.
To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.
Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place
Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.
Brands We've Helped
Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.
Kevin Brown, CEO-Hudson Barter Exchange