Why is Fair Capital the Nation's Top Rated Debt Collection Agency?

  • Maximum Results

  • Contingency Basis (No Collection-No Fees)

  • Positive and Professional Approach

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Maximum Results With a Positive Approach

A better method for a better outcome

No money, no fee
Top skip tracing technology 
Compliant, licensed & bonded
Respectful collection approach
Credit reporting

Recovery scoring
E&O insured
HIPAA compliant
ACA international member
NYSCA member
BBB A+ Rating
24/7 Online portal access
Reports and updates (Customizable)

High-performing collection strategy
Dedicated and adjustable to your specific needs

We Make Working With A Debt Collection Agency Less Complicated

Only pay for results; If we don’t collect, you don’t pay. 

Maximize the revenue returned to your business.

Fair Capital is a full-service debt collection agency, with a mission to retrieve outstanding receivables, in a professional and ethical manner.


Fair Capital’s expertise is framed by a proven track record. Our skilled professionals are trained to handle the collection of Consumer, Commercial and Healthcare debt in a respectful yet efficient manner. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws and regulations.

Skip-tracing is the process of tracking down individuals and locating debtors whose contact information is no longer accurate or unknown.

At Fair Capital, we utilize state-of-the-art skip tracing technology, allowing our professional skip tracers to locate people, assets and businesses, and verify identities as necessary. 

Credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus. In general, a debt or delinquent account will negatively affect a debtor’s credit score for up to seven years. Debtors will often agree to a payment arrangement simply to avoid credit-score damage.


Fair Capital is a proud ACA International member in good standing.

The ACA International Is the largest debt collection association that ensures its members perform professionally and ethically. The ACA International demands debtors should be treated with dignity and respect.

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

Transfer accounts easily
24/7 Secure access
Monitor all your accounts in one place

Striving to be the Gold Standard

Our agency and workflow are structured in a way that we pay attention to each and every account, to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested to acquire the best in class hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection, while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Trusted By

National Collection Agency
National Collection Agency

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Empty Stage

Really a great service and the team is highly communicate, professional and most important, very effective!


Tom Logan, CEO-Cohley 


Contact us




PO Box 399

New City, NY 10956

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This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

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