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Welcome to Fair Capital, the premier utility and energy debt collection agency.

Maximum Results With a Positive Approach

24/7 Online portal access
ACA international member
BBB A+ Rating
Contingency Basis
Compliant, licensed & bonded
Credit reporting
Dedicated and adjustable to your specific needs
E&O insured
High-performing collection strategy
HIPAA compliant
NYSCA member
Recovery scoring
Reports and updates (Customizable)

Respectful collection approach
Top skip tracing technology

QuickBooks integration

No Recovery = No Fee!
Get Your Free Quote 
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We report to the major credit bureaus.

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Commercial Credit Reporting Agency Moody's
ACA International debt collection agency
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2022  best debt collection agency
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Only pay for results; If we don’t collect, you don’t pay.

Maximize the revenue returned to you.
Fair Capital is a full-service debt collection agency with a mission to retrieve outstanding receivables professionally and ethically. 

At Fair Capital, we understand the unique challenges that energy and utility companies face when it comes to collecting unpaid bills. Whether it's dealing with customers who can't pay due to financial difficulties or disputes over charges, or those who simply refuse to pay, we have the expertise and resources to help you effectively collect your debts.

We are trained to negotiate with debtors in a respectful yet effective manner, which allows us to recover a higher percentage of the outstanding debt while helping our clients maintain a positive reputation.


Transfer accounts easily


24/7 Secure access


Monitor all your accounts in one place

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts, generate custom reports, view payment activity and more — any time, day or night.

debt collection

The Gold Standard

Our agency and workflow are structured so that we pay attention to each account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested to acquire the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Brands We've Helped

Don't just take our word for it


Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

Don't let unpaid bills hold your energy or utility company back. Contact us today to learn more about how Fair Capital can help you better manage your debt collection needs.


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