Kentucky Debt Collection Agency
Maximum Results with a Positive Approach
Positive and Professional Approach
(No Collection-No Fees)
24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Contingency Basis (No Collection-No Fees)
Respectful collection approach
Reports and updates (Customizable)
Top skip tracing technology
A better method to serve the state of Kentucky
At Fair Capital, we pride ourselves on being a top-tier debt collection agency in Kentucky and beyond, recognized for our exceptional track record of success. Our team of highly skilled professionals possesses a deep understanding of the debt recovery process, enabling us to handle collections in Kentucky with utmost professionalism and efficiency.
By choosing Fair Capital as your partner, you'll benefit from our extensive experience and expertise while maintaining full compliance with both Federal and Kentucky laws. With Fair Capital by your side, you can trust that your debt collection needs will be met with the highest level of service and integrity.
Fair Capital is a proud ACA International member in good standing.
As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.
Don't wait any longer; take action now
In Kentucky, like in all states, there are statutes of limitations that establish time limits for filing a lawsuit to collect unpaid debts. These limitations can differ depending on the type of contract involved. For example, in Kentucky, the statute of limitations to file a lawsuit on a Written Contract is 15 years, 5 years for Oral Contracts, and 5 years for Open Contracts. It is crucial to recognize the importance of engaging a Kentucky debt collection agency as early as possible to maximize the chances of successful debt recovery.
Please note: The information provided regarding the Kentucky debt collection statute of limitations is intended as a general guide and should not be considered legal or professional advice.
We report to the major credit bureaus.
A standard of excellence
Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.
Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.
Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.
We are always ready to provide the professionalism that you demand.
Leading the way with results
When you choose Fair Capital, you choose a collection agency that will handle everything for you.
Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.
To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.
Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place
Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.
Brands We've Helped
Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.
Kevin Brown, CEO-Hudson Barter Exchange