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Missouri Debt Collection Agency

Maximum Results with a Positive Approach
Positive and Professional Approach
Contingency Basis
(No Collection-No Fees)
Maximum Results

24/7 Online portal access

ACA International member

BBB A+ Rating

Compliant, licensed & bonded

Contingency Basis (No Collection-No Fees)

Credit reporting

E&O insured

HIPAA compliant

Respectful collection approach
Reports and updates (Customizable)

Top skip tracing technology

QuickBooks integration

No Recovery = No Fee!
Get Your Free Quote 
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We achieve maximum debt recovery for businesses in Missouri and across the country

At Fair Capital, we take pride in our established reputation for successful debt collection in the state of Missouri. Our team of highly skilled professionals possess extensive experience and have received specialized training to handle debt collection cases in Missouri with professionalism and efficiency.

By partnering with Fair Capital, you can be confident in achieving maximum results while strictly adhering to both Missouri and Federal laws. Trust in our proven track record and expertise to secure the timely recovery of your outstanding debts. Let us take the burden of debt collection off your hands and provide you with peace of mind.


ACA International debt collection agency

Fair Capital is a proud ACA International member in good standing.

Credit reporting

credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.

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We utilize state-of-the-art skip tracing technology, allowing us to locate people, assets and businesses, and verify identities as necessary. 

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Don't wait any longer; take action now

Timely recovery of outstanding debts is a crucial concern, and Missouri has established well-defined time limits for the filing of a lawsuit for unpaid debt. These limits, known as statutes of limitations, vary based on the type of contract, such as 10 years for written contracts, 5 years for both oral contracts and open contracts.

In light of these limitations, it is imperative to engage the services of a reliable and experienced Missouri debt collection agency as soon as possible to ensure the successful recovery of your outstanding debts. At Fair Capital, we possess the expertise and resources to provide you with effective and efficient debt collection services while operating within the bounds of all relevant regulations. Trust in our proven track record and let us handle the stress of debt collection, so you can focus on your business.

Note: the Missouri debt collection statute of limitation provided herein is a rough guide and is for general information purposes only, and is not intended to constitute legal or other professional advice.

We report to the major credit bureaus.

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Commercial Credit Reporting Agency Moody's
debt collection

A standard of excellence

Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

Brands We've Helped

Are you looking for a Missouri debt collection agency but don't know where to start? Let's chat!


Kevin Brown, CEO-Hudson Barter Exchange.jfif

Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

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