New Jersey Debt Collection Agency
Maximum Results with a Positive Approach
Positive and Professional Approach
(No Collection-No Fees)
24/7 Online portal access
ACA International member
BBB A+ Rating
Compliant, licensed & bonded
Contingency Basis (No Collection-No Fees)
Respectful collection approach
Reports and updates (Customizable)
Top skip tracing technology
Unlock the Power of Effective Debt Collection in New Jersey
When it comes to debt collection in New Jersey, experience and expertise matter. At Fair Capital, we bring a proven track record of success and a team of skilled professionals dedicated to collecting debt in the state.
Our approach is built on a foundation of respect and efficiency. We understand the importance of treating debtors with dignity while maximizing results for our clients. With Fair Capital as your New Jersey debt collection agency, you can trust that we will navigate the intricate landscape of Federal and state laws to ensure compliance at every step.
Fair Capital is a proud ACA International member in good standing.
As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.
Don't wait any longer; take action now
Did you know that time is of the essence when it comes to collecting unpaid debts? In New Jersey, just like in every state, there are statutes of limitations that set time limits for filing a lawsuit to recover debts. These limitations can vary depending on the type of contract involved.
For a Written Contract in New Jersey, the statute of limitations is 6 years. The same applies to Oral Contracts and Open Contracts. It's important to be aware of these time frames to ensure that you take the necessary steps promptly.
By partnering with us early on, you increase your chances of successful debt collection.
We report to the major credit bureaus.
A standard of excellence
Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.
Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.
Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.
We are always ready to provide the professionalism that you demand.
Leading the way with results
When you choose Fair Capital, you choose a collection agency that will handle everything for you.
Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.
To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.
Transfer accounts easily
24/7 Secure access
Monitor all accounts in one place
Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.
Brands We've Helped
Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.
Kevin Brown, CEO-Hudson Barter Exchange